REFINANCE

Tap into your home equity

Debt Consolidation

Combining multiple debts (like credit cards or personal loans) into a single loan, usually at a lower interest rate or better terms, to simplify payments and reduce overall debt costs. Often done through cash-out refinancing.

Cash Out

Refinancing your home for more than you currently owe, allowing you to take out the difference in cash for things like home improvements, investments, or other financial needs.

Save Monthly (Rate & Term)

Replacing your existing mortgage with a new loan, typically to lower your interest rate, reduce monthly payments, or change loan terms.

Refinance Calculator

Refinance Calculator
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Old Payment
$0

Old Monthly Debt Payments
$0

Old total payments
$0

New Loan Amount
$0

Interest Rate
$0

APR:
0%

New Monthly Payment
$0

Monthly Savings
$0

Available in:

California

Colorado

Florida

Texas

(REFINANCE) DSCR Programs available in:

AR, CA, CO, DC, DE, FL, GA, HI, IA, IL, IN, KS, KY, LA, MD, ME, MN, MO, MT, NC, ND, NE, NH, NJ, NM, NY, OH, OK, PA, SC, TN, TX, VA, VT, WI, WY

Not available in: AL, AK, AZ, CT, ID, MA, MI, MS, NV, OR, RI, SD, UT, WA, WV

Rates/APR and closing costs are subject to change without notice and may vary based on individual circumstances. A Loan Professional will provide you with a Loan Estimate tailored to your selected program. All information provided is subject to change at any time.

Contact Us

Broker | Founder

David Tran Funds | Dream Team Funding & Realty

David Tran

Real Estate Broker | Mortgage Broker

DRE 020301005 | NMLS 1981499

[email protected]

949-523-9494

Real Estate & Mortgages

Jeanette Nguyen Real Estate Agent Realtor Loan Officer

Jeanette Nguyen

Realtor | Mortgage Loan Originator

DRE 02176953 | NMLS 2116692

[email protected]

714-310-3701

Mortgages

Carlos Urbina San Diego Mortgage Broker Loan Officer

Carlos Urbina

Agent | Mortgage Loan Originator

DRE 02202036 | NMLS 2280359

[email protected]

469-734-3467

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Equal Housing Opportunity © 2025 Dream Team Funding & Realty is a DBA of Apache Mortgage Inc, 1082 N Anaheim Blvd Unit 1, Anaheim, CA 92801, 949-298-2980. NMLS ID# 2454357 DRE# 02209550. For California Department of Real Estate licensing information go to https://www.dre.ca.gov. For mortgage licensing information go to www.nmlsconsumeraccess.org. Trade/service marks are the property of Apache Mortgage Inc and/or its subsidiaries or affiliates. Information is intended solely for mortgage bankers, mortgage brokers, and financial institutions. For more information, review Apache Mortgage Inc's state licenses and important notices. Co-op loans not available. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice at the sole discretion of Apache Mortgage Inc, Mortgage Broker. All loan programs are subject to borrowers meeting appropriate underwriting conditions: income, employment, liabilities, credit, and property eligibility. This is not a commitment to lend. Other restrictions apply. [03-2025] Privacy Policy and Reg P.